Effective Date: April 23rd, 2025

At ScamZero LLC (“we,” “us,” or “our”), by accessing or using our website, AI chatbot (powered by ChatGPT), screenshot uploader (powered by Gemini), email-forwarding scam safety service (powered by Gemini), newsletter signup, and related services hosted on Squarespace, secured by Cloudflare, and facilitated by other trusted data processors (collectively, the “Services”), you agree to these Terms.

Acceptance of Terms

Use of the Services constitutes your acceptance of these Terms; if you do not agree, do not use the Services.

Scope of Services

Services include scam detection and reporting tools, AI chatbot assistance, screenshot analysis, email reviews, newsletter communications, and related features.

Eligibility

You must be at least 16 years old; if using on behalf of a minor, you are responsible for supervising and ensuring compliance.

User Content License

By submitting text, screenshots, or forwarded emails, you grant us a perpetual, worldwide, royalty-free, non-exclusive license to use, reproduce, process, display, and analyze that content to operate, maintain, and improve the Services.

User Responsibilities

You are responsible for verifying guidance, reporting scams to authorities, and safeguarding personal data; do not submit content you do not have rights to share.

Third-Party Service Providers

We rely on Squarespace (hosting), Cloudflare (performance/security), Zapier (chatbot integration), OpenAI and Google (AI processing), and other processors under confidentiality agreements.

Subscription & Communications

By signing up for our newsletter, you consent to receive marketing emails; unsubscribe at any time via the link in our communications.

Disclaimer & Limitation of Liability

Services are informational only and not professional advice; we disclaim all warranties; our liability is limited to the amount paid by you in the 12 months prior to the claim.

Termination

We may suspend or terminate your access at our discretion for violations of these Terms.

Governing Law & Dispute Resolution

These Terms are governed by Georgia law; disputes are resolved by binding arbitration in Fulton County, Georgia.

Changes to Terms

We may update these Terms; material changes will be posted here or communicated via email; continued use constitutes acceptance.

Contact Information

If you have any questions or concerns about these Terms or the Services, please contact us at:

• Email: [email protected]

• Mailing Address: 226 Farrington Ave SE, Atlanta, GA, 30315

By using ScamZero, you acknowledge that you have read, understood, and agree to these Terms of Service.